Insurance 101
"Remember Our Local Business Owners"

I will admit that insurance is not the most exciting thing in the world to talk about.

From a consumer standpoint, you are required to have auto insurance by the state of North Carolina. Although homeowner's insurance is not required by state law, your mortgage company requires it! And who wants to think or talk about life insurance? No one! I felt the exact same way before I became an insurance agent.
 

 

 

Over the past 12 years, I have quickly learned that proper insurance coverage is imperative in today's society.

I have heard of claims situations where clients were very concerned that they would lose their personal assets due to a serious auto accident or large liability claim. This is the very reason that you need to have higher liability limits than the state requires, even to the point of having an additional policy called a personal umbrella. An additional $1 million of liability can cost as little as $10 a month!

I want to personally challenge you to make sure you have the BEST possible coverage on your most valuable assets: your home, autos, boats, jewelry, etc. Why in the world would you want to try to find the "cheapest" coverage for your most prized possessions? The most important time to find out about the proper coverage is BEFORE a loss or claim, not AFTER the fact when you hear those dreaded words, "...Sorry, that isn't covered, but you could have covered it for only..."

Now... lets talk about life insurance! Why do you want to protect the golden eggs (your home, auto, etc.) an not also protect the goose that has produced those priceless eggs? I know... somebody has to die before the policy "pays off." My question to you is this: Why would you NOT want to provide your family with the security they will need in those difficult days ahead? In closing, I could have given you some baffling statistics, boring you with insurance lingo that would have totally turned you off. That is for a later article!

I would like for you to consider my challenge: Find your policy (strange, but true... most people don't know where their policies are!), take a look at them and see if you are adequately insured! Are there any gaps in coverage? For example, is your jewelry properly insured? How about your collectibles and antiques? Do you have enough coverage on your home? Are your auto liability limits adequted to protect you from a major lawsuit?

If you want someone who will sit down with you and review your coverages, and give you the BEST coverage, the BEST advice, at the LOWEST possible cost... then we are your insurance! Give us a call and let us show you how we can help save you from a potential insurance crisis! We welcome your phone calls and visits! We are open from 7:30-5:30 Monday through Thursday, and 7:30-5:00 on Fridays, and even Saturdays by appointments! I bet your current agency isn't available to you as many hours as we are!

Let us show you that we are truly different than your average insurance agency! Drop by for a cup of coffee or soft drink and check us out!!! What do you have to lose????

 

Contact Information:
Address: Phone:
Robert D. Black Insurance Services, Inc. 704-822-6223
550 Highland Street Email
Mount Holly, NC 28120 [email protected]
Web Site: http://www.robertblack-insurance.com